BASTARDS!!

Does exactly what it says on the tin. Some of the nonsense contained herein may be very loosely related to The Sisters of Mercy, but I wouldn't bet your PayPal account on it. In keeping with the internet's general theme nothing written here should be taken as Gospel: over three quarters of it is utter gibberish, and most of the forum's denizens haven't spoken to another human being face-to-face for decades. Don't worry your pretty little heads about it. Above all else, remember this: You don't have to stay forever. I will understand.
User avatar
TwinKle
Road Kill
Posts: 63
Joined: 17 Dec 2005, 21:33
Location: MiDlin MidlanDs.... UK!

I do find it very ironical that people are being pushed into private pensions when theyve been paying their NHS stamp all their liVes... Am I going daft but I thought that subscrpition was supposed to provide you with a reasonable pension for when you retire... :? At the end of the day it was a part pension fund so if it aint gonna be able to cope with the amount of claimants surely we should have some comeback against the governments for the miss handling of it! :?:

Why should you have to subscribe to more than one pension anyway? I've got two froZen civil service pensions, Gawd knows what they will make when Im sixty odd.. But I probably won't care anyway, Im selling up and fuckin off somewhere hot ! :P

And by the by most private pensions aint worth a bean unless you can afford to pay out huge amounts in subscriptions every month.. :innocent:

Buy property, invest in some healthy stocks and shares and sit on em for forty years and youll be laughing... Plus you can draw on the cash when you need it not when some clause in a pension fund allows you to! :evil:
~~ AnD the deVil in blacK dreSS waTches oVer, mY guardiaN anGel walks aWay ~~
User avatar
James Blast
Banned
Posts: 24699
Joined: 11 Jun 2003, 18:58
Location: back from some place else

two words:

endowment, mortgage
"And when you start to think about death, you start to think about what's after it. And then you start hoping there is a God. For me, it's a frightening thought to go nowhere".
~ Peter Steele
User avatar
emilystrange
Above the Chemist
Posts: 9021
Joined: 03 Nov 2003, 20:26
Location: Lady Strange's boudoir.

*shudder*
I just can't keep living on dreams no more
User avatar
Francis
Overbomber
Posts: 2620
Joined: 02 Jul 2004, 16:58
Location: Loose shoes...

James Blast wrote:two words:

endowment, mortgage
I have been told that the 'offical' defence on this one is that at the time low-cost endowments were being pushed, interest rates were high and thus forecasts were reasonable. When interest rates dropped, the savings on mortgage interest payments should have been used to invest more in the endowment policy. Apparently, this should have been obvious to anyone with a smattering of financial acumen. :roll:

Another case of the financial sector's abdication of their responsibilities to their customers.
And you know that she's half crazy but that's why you want to be there.
User avatar
Brideoffrankenstein
Overbomber
Posts: 2883
Joined: 15 Jan 2004, 01:51

I'd love to be able to afford to buy somewhere of my own, but no chance round here because my town is full of second homes for rich londoners who push up the prices for people like me :evil:
User avatar
Debaser
Overbomber
Posts: 4659
Joined: 30 Jan 2002, 00:00
Location: Lincoln. UK

James Blast wrote:two words:

endowment, mortgage
Oh blimmin heck - I STILL haven't written to Standard Life, about mine.... :(
Five cups of coffee just to be myself...when I'd rather be somebody else
User avatar
TwinKle
Road Kill
Posts: 63
Joined: 17 Dec 2005, 21:33
Location: MiDlin MidlanDs.... UK!

James Blast wrote:two words:

endowment, mortgage
two more

Repayment Mortgage... :P
~~ AnD the deVil in blacK dreSS waTches oVer, mY guardiaN anGel walks aWay ~~
User avatar
Brideoffrankenstein
Overbomber
Posts: 2883
Joined: 15 Jan 2004, 01:51

TwinKle wrote:
James Blast wrote:two words:

endowment, mortgage
two more

Repayment Mortgage... :P
How about making someone else rich whilst wasting money on paying rent when you know your landlord bought the house you live in outright!
User avatar
eastmidswhizzkid
Faster Than The Light Of Speed
Posts: 9774
Joined: 24 Mar 2005, 00:01
Location: WhizzWorld
Contact:

how about getting housing benefit as a tenant in your own house so that the council pay your mortgage for you? :innocent:
(not that anyone on here has ever done that :innocent: :innocent: :innocent: :wink: )
Well I was handsome and I was strong
And I knew the words to every song.
"Did my singing please you?"
"No! The words you sang were wrong!"

:bat:
Post Reply